I dont mean to be picky ok i do really i do but theres a world of difference between how i spent less and lived more and how you can spend less and live more its like the difference between buying a book of somebodys heroic attempt to climb everest or buying a book telling you how to climb everest they are not the same thing. If you havent and youve been struggling to save money and manage your spending you should consider freezing your spending for a few days to reset your finances and generate some savings incorporating a spending freeze into your schedule can be quite healthy for your finances download books the no spend year how you can spend less and . The no spend year is honestly written and talks about money in an approachable and entertaining way interspersed throughout are really brilliant personal finance tips and life hacks about interest mortgages savings spending less to help you live a more financially secure life too about the author. No spend year spend less live more at the start of 2018 i was full of positivity i was healthy hydrated organised happy in my job and ready to take on anything the year threw at me. The no spend year how you can spend less and 721daa6dec6bffaed77a20e520d9bdf2 on average people who earn less than 13000 a year in in the new year may your
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